How To Open FAB Bank Account Online in 2026
You can open a FAB Bank account online in a few minutes through the FAB Mobile app. All you need is a valid Emirates ID, a UAE mobile number and an email address. Download the app from the Google Play Store or Apple App Store and follow the on-screen steps to register.
Through the app you can open a Personal Current Account for daily spending, a Personal Savings Account, or the zero-balance FAB One Account if you meet its salary or deposit rule. Existing customers can also add an iSave savings account instantly.
Open FAB Bank account online-Step by step
- Download and install FAB Mobile application.
- Download for (Android mobile) and (iOS mobile)
- Click on join FAB.
- Two options will be given: ‘FAB’ and ‘FAB Islamic’. Click on ‘FAB’ option.
- Click on the option ‘I want to open an account’
- Take a selfie for face verification.
- You’ll be given an IBAN number.
- Provide your Emirates ID number.
- Then a message will appear ‘Are you ready for your FAB account’. Click on “Continue” button.
- Enter your mobile number and e-mail address respectively.
- One OTP will be sent to your mobile number and one OTP will be sent to your email account.
- Verify the codes sent to your mobile and email account.
- Enter your status either you are Employed or Unemployed.
- Enter your salary if you are employed.
- Select the area in which you are residing in UAE.
- Select the nearest branch of FAB in your area.
- Click on continue. If you have a reference code, then select “I was referred by FAB staff member“, enter the reference code, and then click on “Continue”.
- Now click on ‘Personal Current Account’ and click on ‘Apply Now’.
- Take pictures of your Emirates ID card’s front and back side as guided in the app. Then click on the “Continue” button.
- Now you’ll have to scan your Emirates ID card so click on “Continue“.
Read the Instructions carefully:
- Take off the cover of your mobile.
- Place the Emirates ID on the back of your mobile.
- Now click on “Yes, I’m ready“. In a few minutes, FAB Mobile app will automatically scan your ID show your ID details, and click on “Continue“.
- Welcome message will appear. Click on “Continue“.
- Now enter your employment details.
- Then enter your home country address and click “Continue“.
- Check the name on your card. You can edit your name here. Then click on “Confirm“.
- On Tax Declaration page, click “No” for “US person” option. Click on “No” for “Are you a tax resident person other than US or UAE”. Then click “Yes” for “I declare I am only the tax resident….” option.
- Click on the “Confirm’ button.
- Read terms and conditions carefully and then click on the ‘I Agree’ option.
- On the Customer Declaration page, read the terms and conditions and click on the allow button. At the bottom of the page click on allow button again. Then click on the “I Agree” button.
- You will receive an SMS and an email from FAB confirming your account. Your debit card and chequebook are then delivered, usually within a few working days.
Once your account is open, you can download your FAB bank statement online, activate your FAB credit card or apply for an iSave account.
Which FAB Account Can You Open Online?
FAB lets you open several personal accounts straight from the FAB Mobile app. Pick the one that matches how you plan to use it:
| Account | Minimum balance | Entry requirement | Best for |
|---|---|---|---|
| Personal Current Account | AED 3,000 | No minimum salary | Daily spending with a debit card and chequebook |
| Personal Savings Account | AED 3,000 | No minimum salary | Keeping savings separate from spending |
| FAB One Account | None | AED 10,000 monthly salary or AED 10,000 opening deposit | Zero-balance banking with FAB Rewards |
| iSave Account | None | Existing FAB customers with a valid Emirates ID | Earning higher interest on savings |
If you want to avoid minimum balance fees and earn below AED 10,000, the Personal Current Account is the usual choice. Just keep at least AED 3,000 in it each month.
Documents You Need to Open a FAB Account Online
- Original Emirates ID: the app reads the chip, so a copy will not work.
- Passport and UAE residence visa: required for expats.
- UAE mobile number and email address: both receive a one-time password (OTP).
- Employment details: employer name and monthly salary if you are employed.
- Home country address: asked during registration for expats.
FAB Account Fees to Know Before You Apply
| Item | Fee |
|---|---|
| Opening an account online | Free |
| Balance below AED 3,000 (Current or Savings Account) | AED 26.25 per month |
| Closing the account | AED 105 |
Fees can change, so check the latest schedule in the FAB app or on the bank website before you apply.
App Not Scanning Your Emirates ID? Try This
- Turn on NFC in your phone settings (Android).
- Remove the phone cover and hold the Emirates ID flat against the top back of the phone.
- Update the FAB Mobile app to the latest version.
- Take the selfie in good light without glasses or a cap.
- If it still fails, call FAB on 600 52 5500 (24/7) or visit a branch with your Emirates ID.
FAQs
What are the requirements to open an FAB Bank account online?
Your Emirates ID Card, E-mail account, and UAE mobile number are necessary to open an FAB bank account.
Who can open a FAB Bank account online?
All residents of UAE and UAE nationals can open online FAB bank account if they fulfill eligibility requirements. FAB offers different options for both salaried and non-salaried people.
Which types of FAB accounts can be opened online?
You can open a Personal Current Account, a Personal Savings Account and the FAB One Account through the FAB Mobile app. Existing customers can also open an iSave Account online.
Is proof of salary or income required to open FAB bank online account?
Not for the Personal Current or Savings Account, as they have no minimum salary. The FAB One Account is different: it needs a monthly salary of AED 10,000 or an opening deposit of AED 10,000.
Can non-residents open a FAB account online?
No. Online opening needs a valid UAE Emirates ID, so tourists and non-residents have to visit a FAB branch, where different account types and documents apply.
Conclusion
You can open your account in First Abu Dhabi Bank online if you are a resident of UAE. Only Emirates ID card, mobile number, and e-mail address are needed. Just install FAB Mobile app and follow the on-screen instructions. When you open FAB bank account by using FAB Mobile app, your debit card and chequebook are delivered within a few working days. Your signature on your Emirates ID Card will be used on cheque book. You don’t need to sign any documents. All the procedure is done online.
