How to Activate FAB bank Credit Card Online

Got a new FAB credit card in the mail? FAB sends cards inactive for your safety, so you need to activate it before you can pay or withdraw cash. The good news is that it takes less than two minutes and you do not need to visit a branch.

You can activate your FAB credit card in the FAB Mobile app, by SMS to 2121 or by calling FAB. Each method also lets you set your 4-digit PIN.

Activating FAB Bank Credit Card – 3 Easy Methods

Activating the FAB Credit Card through the FAB App

Using the app and activating your FAB bank credit through the FAB app is a very easy process. Here are the simple steps to follow:

Step # 1: Download and install the FAB bank mobile app from the Play Store for Android and from the Apple App Store for iOS.

Step # 2: Log in with your username and password. If you are new to FAB Mobile, register first using your card details.

Step # 3: Tap Cards at the bottom of the home screen.

Step # 4: Select your new credit card and tap Activate card.

Step # 5: Enter the details the app asks for, such as the card’s expiry date, and confirm with the OTP sent to your registered mobile number.

Step # 6: Set a 4-digit PIN of your choice. You will use it at ATMs and for chip-and-PIN payments in shops.

Activating the FAB Credit Card through the SMS Service

No app? You can activate the credit card by SMS. Send it from the mobile number registered with FAB:

Step # 1: Open a new SMS. The message goes to 2121, FAB’s SMS banking number.

Step # 2: Type CACT, a space, the last 4 digits of your card, a space, and the 4-digit PIN you want. For example, if your card ends in 2015 and you want the PIN 8021, send CACT 2015 8021.

Step # 3: Step 3 involves reviewing the message and then sending it.

Step # 4: You receive a confirmation SMS within a few minutes. Your card is now active and the PIN is set.

Activating the FAB Credit Card by Phone

Call FAB on 600 52 5500 (24/7) in the UAE or +971 2 681 1511 from abroad. Choose the credit card option, verify your identity and the agent will activate the card for you. You can then set your PIN in the app or by SMS.

Is it Important to Activate the FAB Credit Card?

Yes, it is important to activate your FAB credit card, as the FAB bank does not send you a card that you can use immediately. Whenever they send you a card, it is important to activate it immediately.

Here are some more reasons why you should activate your credit card:

• To avoid any irrelevant transactions and fraud, it is essential to activate your FAB card.
• You cannot use the card directly for any transaction. So, if you want to use it for national and international transactions, it is important to activate it.
• You can use an activated card whenever you need to pay some amount on urgency, and you are unable to make it done by the app or any other source.

If you no longer need the card, see how to cancel a FAB credit card.

Activating Supplementary Cards

Each supplementary card has to be activated on its own. Repeat the app or SMS steps using the last 4 digits of the supplementary card, and set a separate PIN for it.

Activation Not Working? Common Fixes

• Send the SMS from the mobile number registered with FAB. Messages from any other number are ignored.
• Check the format: CACT, then a space, the last 4 digits, another space and the 4-digit PIN.
• Make sure you are using the last 4 digits of the new card, not an old or replaced one.
• Update the FAB Mobile app if the activate option does not appear.
• If nothing works, call 600 52 5500 and ask the agent to activate the card.

Frequently Asked Questions

Can I use my credit card internationally once it is activated?

Yes, you can use your credit card internationally once it is activated. Additionally, you can use it for various tasks, including shopping and trading purposes. However, keep in mind that some charges would be applicable for international transactions.

Can I use my FAB credit card other than FAB ATMs?

Yes, you can use FAB credit cards on ATMs other than the FAB. Some charges would be applicable for this purpose, however.

Is there a fee to activate a FAB credit card?

No. Activating your FAB credit card through the app, SMS or phone is free.

Final Verdicts

You can activate your FAB credit card in three ways: the FAB Mobile app, an SMS to 2121 or a call to 600 52 5500. The app is the quickest, and SMS works when you have no internet. Activate each supplementary card separately, keep your PIN private, and call FAB if the activation does not go through.