FAB Bank Salary Account Opening Requirements
FAB Bank, also known as First Abu Dhabi Bank, is one of the largest banks in the UAE and serves both UAE nationals and expats. Many employees choose FAB to receive their monthly salary because an account can be opened in minutes on the FAB Mobile app.
Before you apply, it helps to know the FAB bank salary account opening requirements. Having the right documents ready saves time and avoids a rejected application.
FAB Bank Salary Account Opening Requirements
The important requirements to open an FAB bank salary account are given below:
(1) You must be a UAE resident with a valid residence visa and Emirates ID. Visitors on a tourist visa cannot open a salary account online.
(2) There is no single minimum salary. FAB does not offer a separate “salary account”; your salary is paid into a regular FAB account. The Personal Current Account has no minimum salary but needs an AED 3,000 minimum balance, while the FAB One Account needs a monthly salary of AED 10,000 (or an AED 10,000 deposit) and has no minimum balance.
Documents Required to Open FAB Salary Bank Account
Some necessary documents to open an FAB salary bank account are given below:
- Original Emirates ID (the FAB app scans its chip)
- Passport with a valid UAE residence visa
- Salary certificate or employment letter issued within the last 30 days
- UAE mobile number and email address for OTP verification
Why FAB Salary Bank Account?
Here is why many employees in the UAE choose FAB to receive their salary:
- A free debit card for shopping, ATM withdrawals and online payments
- No minimum salary on the Personal Current Account
- You can open the FAB bank account anytime on the FAB Mobile app, with no branch visit
- Withdraw cash from FAB’s large ATM network across the UAE
- A salary transfer to FAB can unlock personal loan and credit card offers, and the FAB One Account earns FAB Rewards
Business owners can also open a FAB business account.
Which FAB Account Is Best for Your Salary?
| Personal Current Account | FAB One Account | |
|---|---|---|
| Minimum monthly salary | None | AED 10,000 (or AED 10,000 deposit) |
| Minimum balance | AED 3,000 | None |
| Fee if balance falls below | AED 26.25 per month | Not applicable |
| Rewards | No | FAB Rewards on eligible balances |
| Debit card | Yes | Yes |
If your salary is below AED 10,000, the Personal Current Account is the practical choice. If you earn AED 10,000 or more, the FAB One Account saves you from worrying about a minimum balance.
How to Open a FAB Salary Account and Get Paid Into It
- Download the FAB Mobile app and choose Join FAB.
- Scan your Emirates ID and take a selfie for verification.
- Enter your employment and salary details, then pick the Personal Current Account or FAB One Account.
- Accept the terms and confirm. Your account number and IBAN appear in the app straight away.
- Share the IBAN with your employer or HR team so your next salary is paid into FAB.
Earning a Low Salary? Your FAB Options
Many companies pay workers with lower salaries through the FAB Ratibi prepaid payroll card instead of a bank account. Your employer applies for the card, so you do not need to meet a minimum balance. You can check your salary, withdraw cash and pay online with it.
Frequently Asked Questions
May non-salaried people open a Salary FAB bank account?
Yes. FAB accounts are not limited to salaried people. Self-employed and non-salaried customers can open a Personal Current or Savings Account, or the FAB One Account with an AED 10,000 opening deposit.
What is the minimum balance required to open a simple FAB bank account?
The minimum balance for the FAB Personal Current and Personal Savings Accounts is AED 3,000 a month. The FAB One Account has no minimum balance.
How much is the maintenance balance at the FAB salary bank account?
It depends on the account. The Personal Current Account needs AED 3,000, and FAB charges AED 26.25 a month if the balance falls below it. The FAB One Account has no minimum balance.
Final Verdicts
Opening a FAB account for your salary is quick if you are a UAE resident with a valid Emirates ID. Choose the Personal Current Account if you earn less than AED 10,000 and can keep AED 3,000 in it, or the FAB One Account if you earn AED 10,000 or more. Keep your passport, visa and a recent salary certificate ready, then share your IBAN with your employer. If you have any questions, ask in the comments below.
